Many mainstream processors restrict firearms and related businesses by policy, so accounts are closed regardless of how well the business runs. We work with acquiring relationships that underwrite licensed dealers, ranges and accessory sellers.
Reply within 24 hours. No obligation.
Many processors and banks exclude firearms by policy, so closures often have nothing to do with performance.
Policies treat firearms, parts, ammunition and accessories differently. Misunderstandings lead to sudden closures.
Processors expect a valid licence and proof of compliant sales practices on file.
Some banks avoid the category whatever the merchant's record.
We review your licence, product mix and sales process so the account matches the business.
A plain answer up front on which products and sales channels fit, so you aren't surprised later.
Alerts, ratio monitoring and RDR program setup.
One team that knows your business when something changes.
Licensed FFL dealers, gun ranges, and sellers of firearms accessories and related products, operating in line with federal, state and local law. We can't support unlicensed or unlawful sales.
We’d rather be straight with you now than disappoint you later.
Two minutes. Name, company, website, and your current processor if you have one.
A person, not an autoresponder, replies and asks for a recent processing statement and a few details.
Whether your business fits, what to expect on reserves and limits, and whether we’d recommend applying. If we’re not the right fit, we’ll say so.
Free Account Stability Review
We’ll reply within 24 hours. No obligation, and no credit check at this stage.
We’ll reply within 24 hours. Watch for an email from justifiedpayments.com, and check spam if you don’t see it.
Selling firearms generally requires a federal licence. Accessories and ranges are reviewed separately, and we'll tell you which documents apply to your business.
Policies differ by product. Tell us what you sell and we'll give you a straight answer on fit.
Online and in-person models are underwritten differently, particularly around shipping to licensed dealers. We go through your process in the review.
This page is general information, not legal or financial advice. A review is not an approval or an offer of credit; underwriting decisions are made by acquiring banks.